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| This privacy notice
discloses the privacy practices for www.financialcrossroads.com
& www.8779123322.com
This privacy notice applies solely to information
collected by this web site. It will notify you of the
following:
1. What personally identifiable information is
collected from you through the web site, how it is
used and with whom it may be shared.
2. What choices are available to you regarding the use
of your data.
3. The security procedures in place to protect the
misuse of your information.
4. How you can correct any inaccuracies in the
information.
Information Collection, Use,
and Sharing
We are the sole owners of the information collected on
this site. We only have access to/collect information
that you voluntarily give us via email or other direct
contact from you. We will not sell or rent this
information to anyone.
We will use your information to respond to you,
regarding the reason you contacted us. We will not
share your information with any third party outside of
our organization, other than as necessary to fulfill
your request, e.g. to ship an order.
Unless you ask us not to, we may contact you via
email in the future to tell you about specials, new
products or services, or changes to this privacy
policy.
Your Access to and Control
Over Information
You may opt out of any future contacts from us at any
time. You can do the following at any time by
contacting us via the email address or phone number
given on our website:
- See what data we have about you, if any.
- Change/correct any data we have about you.
- Have us delete any data we have about you.
- Express any concern you have about our use of your
data
Security
We take precautions to protect your information. When
you submit sensitive information via the website, your
information is protected both online and offline.
Wherever we collect sensitive information (such as
credit card data), that information is encrypted and
transmitted to us in a secure way. You can verify this
by looking for a closed lock icon at the bottom of
your web browser, or looking for "https" at
the beginning of the address of the web page.
While we use encryption to protect sensitive
information transmitted online, we also protect your
information offline. Only employees who need the
information to perform a specific job (for example,
billing or customer service) are granted access to
personally identifiable information. The
computers/servers in which we store personally
identifiable information are kept in a secure
environment.
If you feel that we are not abiding by this
privacy policy, you should contact us immediately via
telephone at 1.888.912.3328, or via email to
info@financialcrossroads.com
This e-mail address is
being protected from spam bots, you need JavaScript
enabled to view it
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Terms and Conditions of Use
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We have taken
every effort to design our Web site to be useful,
informative, helpful, honest and fun. Hopefully
we’ve accomplished that — and would ask that you
let us know if you’d like to see improvements or
changes that would make it even easier for you to find
the information you need and want.
All we ask is that you agree to abide by the following
Terms and Conditions. Take a few minutes to look them
over because by using our site you automatically agree
to them. Naturally, if you don’t agree, please do
not use the site. We reserve the right to make any
modifications that we deem necessary at any time.
Please continue to check these terms to see what those
changes may be! Your continued use of the Triumph
Financial Web site means that you accept those
changes.
THANKS AGAIN FOR VISITING!
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| Restrictions
on Use of Our Online Materials |
All Online
Materials on the Financial Crossroads site, including,
without limitation, text, software, names, logos,
trademarks, service marks, trade names, images,
photos, illustrations, audio clips, video clips, and
music are copyrighted intellectual property. All usage
rights are owned and controlled by Financial
Crossroads. You, the visitor, may download Online
Materials for non-commercial, personal use only
provided you 1) retain all copyright, trademark and
propriety notices, 2) you make no modifications to the
materials, 3) you do not use the materials in a manner
that suggests an association with any of our products,
services, events or brands, and 4) you do not download
quantities of materials to a database, server, or
personal computer for reuse for commercial purposes.
You may not, however, copy, reproduce, republish,
upload, post, transmit or distribute Online Materials
in any way or for any other purpose unless you get our
written permission first. Neither may you add, delete,
distort or misrepresent any content on the Financial
Crossroads site. Any attempts to modify any Online
Material, or to defeat or circumvent our security
features are prohibited.
Everything you download, any software, plus all files,
all images incorporated in or generated by the
software, and all data accompanying it, is considered
licensed to you by Financial Crossroads or third-party
licensers for your personal, non-commercial home use
only. We do not transfer title of the software to you.
That means that we retain full and complete title to
the software and to all of the associated
intellectual-property rights. You’re not allowed to
redistribute or sell the material or to
reverse-engineer, disassemble or otherwise convert it
to any other form that people can use.
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| Submitting
Your Online Material to Us |
All remarks,
suggestions, ideas, graphics, comments, or other
information that you send to Financial Crossroads
through our site (other than information we promise to
protect under our privacy policy becomes and remains
our property, even if this agreement is later
terminated.
That means that we don’t have to treat any such
submission as confidential. You can’t sue us for
using ideas you submit. If we use them, or anything
like them, we don’t have to pay you or anyone else
for them. We will have the exclusive ownership of all
present and future rights to submissions of any kind.
We can use them for any purpose we deem appropriate to
our Financial Crossroads mission, without compensating
you or anyone else for them.
You acknowledge that you are responsible for any
submission you make. This means that you (and not we)
have full responsibility for the message, including
its legality, reliability, appropriateness,
originality, and copyright.
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| Limitation
of Liability |
Financial Crossroads WILL
NOT BE LIABLE FOR ANY DAMAGES OR ICAURY THAT ACCOMPANY
OR RESULT FROM YOUR USE OF ANY OF ITS SITE.
THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR
ICAURY CAUSED BY ANY:
USE OF (OR INABILITY TO USE) THE SITE
USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU
HYPERLINK FROM OUR SITE
FAILURE OF OUR SITE TO PERFORM IN THE MANNER YOU
EXPECTED OR DESIRED
ERROR ON OUR SITE
OMISSION ON OUR SITE
INTERRUPTION OF AVAILABILITY OF OUR SITE
DEFECT ON OUR SITE
DELAY IN OPERATION OR TRANSMISSION OF OUR SITE
COMPUTER VIRUS OR LINE FAILURE
PLEASE NOTE THAT WE ARE NOT LIABLE FOR ANY DAMAGES,
INCLUDING:
DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A
LOSS OR ICAURY
DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR
ICAURY (KNOWN IN LEGAL TERMS AS "CONSEQUENTIAL
DAMAGES.")
OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING
DIRECTLY FROM A LOSS OR ICAURY (KNOWN IN LEGAL TERMS
AS "INCIDENTAL DAMAGES.")
WE ARE NOT LIABLE EVEN IF WE’VE BEEN NEGLIGENT OR IF
OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE
POSSIBILITY OF SUCH DAMAGES OR BOTH.
EXCEPTION: CERTAIN STATE LAWS MAY NOT ALLOW US TO
LIMIT OR EXCLUDE LIABILITY FOR THESE
"INCIDENTAL" OR "CONSEQUENTIAL"
DAMAGES. IF YOU LIVE IN ONE OF THOSE STATES, THE ABOVE
LIMITATION OBVIOUSLY WOULD NOT APPLY WHICH WOULD MEAN
THAT YOU MIGHT HAVE THE RIGHT TO RECOVER THESE TYPES
OF DAMAGES.
HOWEVER, IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL
LOSSES, DAMAGES, ICAURIES, AND CLAIMS OF ANY AND EVERY
KIND (WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS
OF A CONTRACT, OR CLAIMED TO BE CAUSED BY NEGLIGENCE
OR OTHER WRONGFUL CONDUCT, OR THEY’RE CLAIMED UNDER
ANY OTHER LEGAL THEORY) WILL NOT BE GREATER THAN THE
AMOUNT YOU PAID IF ANYTHING TO ACCESS OUR SITE.
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| Links
to Other Site |
We sometimes provide
referrals to and links to other World Wide Web sites
from our site. Such a link should not be seen as an
endorsement, approval or agreement with any
information or resources offered at sites you can
access through our site. If in doubt, always check the
Uniform Resource Locator (URL) address provided in
your WWW browser to see if you are still in a
Financial Crossroads-operated site or have moved to
another site. Financial Crossroads is not responsible
for the content or practices of third party sites that
may be linked to our site. When Financial Crossroads
provides links or references to other Web sites, no
inference or assumption should be made and no
representation should be inferred that Financial
Crossroads is connected with, operates or controls
these Web sites. Any approved link must not represent
in any way, either explicitly or by implication, that
you have received the endorsement, sponsorship or
support of any Financial Crossroads site or
endorsement, sponsorship or support of Financial
Crossroads, including its respective employees, agents
or directors.
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| Termination
of This Agreement |
This agreement is
effective until terminated by either party. You may
terminate this agreement at any time, by destroying
all materials obtained from all Financial Crossroads
Web site, along with all related documentation and all
copies and installations. Financial Crossroads may
terminate this agreement at any time and without
notice to you, if, in its sole judgment, you breach
any term or condition of this agreement. Upon
termination, you must destroy all materials. In
addition, by providing material on our Web site, we do
not in any way promise that the materials will remain
available to you. And Financial Crossroads is entitled
to terminate all or any part of any of its Web site
without notice to you.
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| Jurisdiction
and Other Points to Consider |
If you use our site from
locations outside of the United States, you are
responsible for compliance with any applicable local
laws.
These Terms of Use shall be governed by, construed and
enforced in accordance with the laws of the
California, as it is applied to agreements entered
into and to be performed entirely within such
jurisdiction.
To the extent you have in any manner violated or
threatened to violate Financial Crossroads and/or its
affiliates' intellectual property rights, Financial
Crossroads and/or its affiliates may seek injunctive
or other appropriate relief in any state or federal
court in the State of California, and you consent to
exclusive jurisdiction and venue in such courts.
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| Any
other disputes will be resolved as follows: |
If a dispute arises under
this agreement, we agree to first try to resolve it
with the help of a mutually agreed-upon mediator in
the following location: San Clemente, CA. Any costs
and fees other than attorney fees associated with the
mediation will be shared equally by each of us.
If it proves impossible to arrive at a mutually
satisfactory solution through mediation, we agree to
submit the dispute to binding arbitration at the
following location: Orange County, CA, under the rules
of the American Arbitration Association. Judgment upon
the award rendered by the arbitration may be entered
in any court with jurisdiction to do so.
Financial Crossroads may modify these Terms of Use,
and the agreement they create, at any time, simply by
updating this posting and without notice to you. This
is the ENTIRE agreement regarding all the matters that
have been discussed.
info@financialcrossroads.com
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